ZIP 97368 Property Distress & Foreclosure Data

In Lincoln County, Oregon, ZIP 97368 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 69/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.1% year on year, and 26% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $59,267, median income runs below typical U.S. levels. The typical home is worth about $325,700 (5.1× income). Around 24% of adults hold a bachelor's degree or higher. The vacancy rate is 33.2% — elevated. The ZIP holds roughly 1,777 housing units. The demographic-stress sub-score lands at 41/100. Around 59% of renters are cost-burdened. 88% of housing is owner-occupied. The poverty rate is 21.2% — high, a tax-stress and distress correlate. About 2,768 people live here, median age 43.

Net-net, 97368 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.