ZIP 97112 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 97112 in Tillamook County, Oregon comes in at 27, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (63/100)). The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (46/100), institutional ownership (43/100). On the quiet end sit mortgage stress (22/100). The split runs 59/100 structural to 7/100 active on the ground.

Prices here sit in a recovery phase: values rose 2.5% over the trailing year, and 14% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,511 housing units. A median home runs $411,500 here, or 7.9 times local income. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 44/100. About 2,108 people live here, median age 46. Roughly 15.6% live below the poverty line. The vacancy rate is 36.7% — elevated. Rent burden reaches 13% of tenant households. 73% of housing is owner-occupied. At $54,188, median income runs below typical U.S. levels.

On the whole, 97112 leans distressed, with opportunity clustered in specific stressed parcels. 97112 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 97112 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Tillamook County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97112, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97112's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97112 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.