ZIP 97130 Foreclosure, Tax-Lien & Distress Report
Tillamook County, Oregon · High Vacancy market
ZIP 97130's composite property-distress score is 27/100 - DLRadar classes that as low for Tillamook County, Oregon. The split runs 59/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (63/100)). Its standout signals are structural risk (59/100), construction/permit lag (46/100), institutional ownership (43/100). By contrast, mortgage stress (22/100) register low.
The recovery-phase market in 97130 posted values that rose 2.5% over the year, and 44% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 902 with a median age of 65. There are about 1,614 housing units across 97130. The tenure split is 91% owner-occupied to 9% rented. About 59% have a four-year degree. Home values center near $762,700, an affordability ratio of 8.6× — stretched. Around 61% of renters are cost-burdened. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $81,587 — near the roughly $78,000 national figure. The vacancy rate is 70.2% — elevated. The demographic-stress sub-score lands at 50/100.
Net-net, 97130 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 97130 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 97130 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 97130 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 97130 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 97130
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 97130 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 97130, the same set carried on every parcel.
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More distress data near 97130
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See every distressed parcel in 97130
See who owns each distressed property in 97130, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology