ZIP 97145 Property Distress & Foreclosure Data

Clatsop County, Oregon's ZIP 97145 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in structural risk (41/100), institutional ownership (15/100), mortgage stress (10/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted. Structural exposure scores 41 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 64% owner-occupied to 36% rented. About 67% have a four-year degree. A median home runs $840,200 here, or 6.1 times local income. Vacancy runs 73.2%, above the national norm and a classic distress-and-opportunity signal. There are about 605 housing units across 97145. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $113,500 — above the roughly $78,000 national figure. On demographic stress specifically, 97145 scores 39/100. 307 residents call 97145 home, typically aged 63. Rent burden reaches 40% of tenant households.

Taken together, 97145 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.