ZIP 97145 Foreclosure, Tax-Lien & Distress Report

Clatsop County, Oregon's ZIP 97145 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (65/100)). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (67/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (10/100) register low. The split runs 67/100 structural to 3/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 64% owner-occupied to 36% rented. Around 67% of adults hold a bachelor's degree or higher. A median home runs $840,200 here, or 6.1 times local income. The vacancy rate is 73.2% — elevated. There are about 605 housing units across 97145. 2.0% of residents fall below the poverty threshold. At $113,500, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 39/100. 307 residents call 97145 home, typically aged 63. Around 40% of renters are cost-burdened.

On the whole, 97145 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97145 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97145 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97145 can be compared directly against any other ZIP in Clatsop County, Oregon or nationwide. Where the public record is thin for 97145, the field stays empty rather than modeled, and fills in as new documents post.

97145's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 97145 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.