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ZIP 97016 Foreclosure, Tax-Lien & Distress Report

Columbia County, Oregon · Distress market

DLRadar grades ZIP 97016 (Columbia County, Oregon) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Structural risk reads 45/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (56/100), structural risk (45/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (5/100) register low.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 3% lower over three years, at 10/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,500 — below the roughly $78,000 national figure. The vacancy rate is 11.4% — elevated. Roughly 8.6% live below the poverty line. Around 59% of renters are cost-burdened. About 6,568 people live here, median age 47. The ZIP holds roughly 2,932 housing units. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 81% of homes, renters 19%. Educational attainment sits at 14% bachelor's-or-above. Home values center near $336,000, an affordability ratio of 4.4×.

Net-net, 97016 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97016 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 97016 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97016 can be compared directly against any other ZIP in Columbia County, Oregon or nationwide. Sparse data for 97016 shows as blanks, never estimates, and the score updates on every fresh public filing.

97016's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 97016 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
45/100
Structural risk
1/100
Distress activity

What is driving ZIP 97016’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk78
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 97016 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 97016 distress and acquisition report

Every distressed parcel in 97016 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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