ZIP 97051 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97051 (Columbia County, Oregon) lands at 17/100 — low on DLRadar's public-record scoring. Structurally it carries 37/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (45/100), structural risk (37/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (73/100).

The market reads peak — home values rose 1.0% year on year, and 5% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 6,884 housing units. Households earn a median $85,837 — near the roughly $78,000 national figure. Population is roughly 17,589 with a median age of 39. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $412,100, an affordability ratio of 4.3×. Rent burden reaches 37% of tenant households. The vacancy rate is 3.8%. Around 17% of adults hold a bachelor's degree or higher. Owners hold 65% of homes, renters 35%. Roughly 8.5% live below the poverty line.

On balance 97051 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97051 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97051 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 97051 stays directly comparable to neighboring ZIPs and the rest of Columbia County, Oregon. Nothing here is interpolated — where a source is thin for 97051, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 for 97051 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 97051 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.