ZIP 97048 Property Distress & Foreclosure Data

In Columbia County, Oregon, ZIP 97048 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 38/100 against active distress of 1/100. Its standout signals are construction/permit lag (51/100), structural risk (38/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (73/100)).

The peak-phase market in 97048 posted values that rose 1.8% over the year, and 5% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 7,096 with a median age of 48. Home values center near $368,600, an affordability ratio of 4.9×. There are about 2,990 housing units across 97048. Owners hold 73% of homes, renters 27%. Vacancy runs 9.4%. Median household income is $74,453, near the U.S. median near $78,000. 15.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 50% of tenant households. Educational attainment sits at 16% bachelor's-or-above.

On balance 97048 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.