ZIP 97054 Foreclosure, Tax-Lien & Distress Report
Columbia County, Oregon · Distress market
In Columbia County, Oregon, ZIP 97054 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (47/100), structural risk (37/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The split runs 37/100 structural to 1/100 active on the ground.
The peak-phase market in 97054 posted values that rose 1.0% over the year, and 37% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $84,518 — near the roughly $78,000 national figure. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 659 housing units. The demographic-stress sub-score lands at 24/100. The tenure split is 98% owner-occupied to 2% rented. About 1,404 people live here, median age 55. Rent burden reaches 0% of tenant households. The vacancy rate is 2.4%. 3.8% of residents fall below the poverty threshold. The typical home is worth about $459,000 (5.0× income).
On balance 97054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97054 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 97054 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97054 reflects the current record instead of a stale or modeled snapshot.
Each component behind 97054 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 97054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 97054
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 97054 distress snapshot
The live 97054 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Columbia County ZIPs near 97054
Nearest ZIP codes to 97054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oregon distress
More ZIP, county and state distress intelligence connected to Columbia County, Oregon.
Unlock the full ZIP 97054 acquisition report
Pull every distressed parcel in 97054 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology