ZIP 97054 Property Distress & Foreclosure Data

Composite property distress in 97054 (Columbia County, Oregon) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (38/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (73/100)). On the structural side it scores 38/100, with 1/100 of stress already active.

The peak-phase market in 97054 posted values that rose 1.8% over the year, and 37% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $84,518, near the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 659 housing units. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 98% of homes, renters 2%. Population is roughly 1,404 with a median age of 55. Around 0% of renters are cost-burdened. The vacancy rate is 2.4%. 3.8% of residents fall below the poverty threshold. Home values center near $459,000, an affordability ratio of 5.0×.

On balance 97054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.