ZIP 97056 Property Distress & Foreclosure Data

ZIP code 97056 in Columbia County, Oregon carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (45/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The latent-versus-live split is 45/100 structural and 1/100 already moving.

The market reads peak — home values rose 1.8% year on year, and 6% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

At $95,351, median income runs above typical U.S. levels. Around 41% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. Around 23% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. The typical home is worth about $469,800 (4.6× income). The poverty rate is 6.3% — low. About 12,794 people live here, median age 42. The ZIP holds roughly 5,404 housing units. The vacancy rate is 5.6%.

Net-net, 97056 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.