ZIP 97053 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97053 (Columbia County, Oregon) returns a low composite of 17/100. The split runs 37/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (45/100), structural risk (37/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 1% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,477 housing units. Vacancy runs 0.0%. The poverty rate is 3.4% — low. Around 81% of renters are cost-burdened. Home values center near $527,300, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 93% of homes, renters 7%. Median household income is $123,902, above the U.S. median near $78,000. 3,401 residents call 97053 home, typically aged 56. About 29% have a four-year degree.

Overall, 97053 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 97053's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97053 reflects the current record instead of a stale or modeled snapshot.

97053's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97053 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.