ZIP 97064 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97064 (Columbia County, Oregon) lands at 17/100 — low on DLRadar's distress scoring. Structural risk reads 37/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). What sets it apart are the readings on construction/permit lag (40/100), structural risk (37/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 13% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

83% of housing is owner-occupied. The poverty rate is 10.9%. There are about 1,712 housing units across 97064. The demographic-stress sub-score lands at 37/100. Population is roughly 3,730 with a median age of 43. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 11.4% — elevated. Median household income is $78,125, near the U.S. median near $78,000. The typical home is worth about $383,600 (4.6× income). Around 59% of renters are cost-burdened.

On balance 97064 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 97064 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 97064 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 97064 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 17/100 figure for 97064 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.