ZIP 98632 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98632 (Cowlitz County, Washington) at a moderate 33/100 for overall property distress. Structural exposure scores 73 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (87/100), FEMA disaster exposure (65/100). Property-level stress concentrates in structural risk (73/100), construction/permit lag (62/100), institutional ownership (55/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 6% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

There are about 21,781 housing units across 98632. Rent burden reaches 44% of tenant households. Population is roughly 50,845 with a median age of 40. On demographic stress specifically, 98632 scores 39/100. The typical home is worth about $379,200 (5.5× income). Vacancy runs 5.0%. Households earn a median $64,705 — below the roughly $78,000 national figure. About 16% have a four-year degree. 59% of housing is owner-occupied. 14.4% of residents fall below the poverty threshold.

Overall, 98632 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 98632 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 98632's 33/100 can be lined up against any neighbor in Cowlitz County, Washington or any ZIP coast to coast. Sparse data for 98632 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98632's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 98632 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.