ZIP 98632 Property Distress & Foreclosure Data

ZIP code 98632 in Cowlitz County, Washington carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 71/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (85/100). What sets it apart are the readings on structural risk (71/100), construction/permit lag (70/100), institutional ownership (45/100). By contrast, mortgage stress (17/100) register low.

The market reads neutral — home values rose 4.6% year on year, and 6% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 21,781 housing units across 98632. Rent burden reaches 44% of tenant households. About 50,845 people live here, median age 40. The demographic-stress sub-score lands at 39/100. The typical home is worth about $379,200 (5.5× income). Vacancy runs 5.0%. At $64,705, median income runs below typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. 59% of housing is owner-occupied. The poverty rate is 14.4%.

Net-net, 98632 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.