ZIP 98612 Foreclosure, Tax-Lien & Distress Report

Wahkiakum County, Washington's ZIP 98612 registers 13/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). What sets it apart are the readings on institutional ownership (43/100), structural risk (28/100), construction/permit lag (24/100). construction/permit lag (24/100) and mortgage stress (14/100) stay muted. On the structural side it scores 28/100, with 4/100 of stress already active.

The market reads peak — home values rose 1.2% year on year, and 24% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

84% of housing is owner-occupied. Vacancy runs 5.6%. Rent burden reaches 60% of tenant households. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 3,325 with a median age of 54. 15.0% of residents fall below the poverty threshold. The typical home is worth about $429,600 (6.3× income). There are about 1,581 housing units across 98612. On demographic stress specifically, 98612 scores 41/100. At $59,157, median income runs below typical U.S. levels.

On balance 98612 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 98612 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 98612 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 98612, the field stays empty rather than modeled, and fills in as new documents post.

98612's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 98612 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.