Washington Foreclosures, Tax Liens & Distressed Properties

DLRadar grades property distress across all of Washington from verifiable records alone. Washington leans peak overall, with average prices up 0.8% YoY. Phase-wise, Washington counties run 32 peak, 6 contraction, 1 neutral. Washington breaks into 39 scored counties spanning 605 ZIPs, averaging 28/100.

Leading Washington on distress: Pacific County, Clallam County, Jefferson County, Walla Walla County, Skamania County — each with its own report.

The most-distressed Washington ZIP codes are 98801 (36/100), 98811 (36/100), 98815 (36/100), 98816 (36/100), 98817 (36/100).

County by county, here is how market phase and distress break down across Washington.

Adams County is in its peak phase, homes +0.4% YoY, a 50/100 lender reading. DLRadar reads Asotin County as neutral — homes +4.6% YoY, headwind 18/100. In Benton County, peak: homes +1.6% YoY, lender pressure 27/100. Chelan County is in its contraction phase, a 2.6% slide, 2.6% below peak, headwind 48/100. Clallam County is in its peak phase, appreciation near 0.4%, headwind 89/100. Clark County is peak (appreciation near 1.0%, a 52/100 lender reading). Columbia County reads peak — homes +1.2% YoY, headwind 30/100.

In Cowlitz County, peak: up 2.4% on the year, bank stress 44/100. Douglas County — contraction, a 2.6% slide, 2.6% below peak, headwind 48/100. In Ferry County, peak: prices up 1.2%, a 62/100 lender reading. Franklin County is in its peak phase, homes +1.6% YoY. Garfield County — peak, appreciation near 1.2%. Grant County sits in peak, up 0.4% on the year, lender pressure 55/100. Grays Harbor County is peak (prices up 0.4%, headwind 39/100).

DLRadar reads Island County as peak — prices up 0.4%, lender pressure 22/100. Jefferson County: peak, homes +0.4% YoY, headwind 72/100. King County is peak (prices up 0.4%, lender pressure 46/100). Kitsap County is contraction (values about even, 1.2% below peak, a 62/100 lender reading). Kittitas County reads peak — homes +0.4% YoY, bank stress 39/100. Klickitat County — peak, up 1.2% on the year, lender pressure 55/100. Lewis County: peak, homes +0.4% YoY, a 37/100 lender reading.

Lincoln County — peak, appreciation near 1.2%, headwind 51/100. DLRadar reads Mason County as peak — up 0.4% on the year, bank stress 62/100. Okanogan County reads peak — prices up 1.2%, lender pressure 50/100. DLRadar reads Pacific County as peak — homes +1.2% YoY, a 93/100 lender reading. DLRadar reads Pend Oreille County as peak — appreciation near 1.2%, headwind 49/100. Pierce County is peak (appreciation near 0.4%, lender pressure 48/100). In San Juan County, peak: values rising 1.2%, bank stress 25/100.

Skagit County: peak, up 2.1% on the year, headwind 17/100. In Skamania County, peak: prices up 1.0%, bank stress 64/100. Snohomish County: peak, appreciation near 0.4%, bank stress 44/100. Spokane County: contraction, values off 0.5%, headwind 51/100. Stevens County — contraction, homes -0.5% YoY, bank stress 60/100. Thurston County reads peak — values rising 2.1%, bank stress 50/100. DLRadar reads Wahkiakum County as peak — values rising 1.2%, lender pressure 44/100.

Walla Walla County: peak, up 1.2% on the year, 1.7% off peak, a 71/100 lender reading. DLRadar reads Whatcom County as contraction — prices flat, a 51/100 lender reading. Whitman County: peak, homes +0.4% YoY, lender pressure 37/100. Yakima County reads peak — values rising 2.0%, headwind 40/100.

Washington opportunity phases: 16 weak, 13 early_signal, 4 peak_opportunity, 3 overheated, 3 watchlist; Washington average index 29.1. Best-ranked Washington counties: San Juan #202 (35.8), vacancy; Island #209 (35.7), construction; Chelan #239 (35.4), vacancy in Washington; Mason #293 (34.8), vacancy; Grays Harbor #355 (34.2), construction; Okanogan #431 (33.8), vacancy.

Washington mortgages ninety-plus days late: 0.6%; Washington thirty-to-eighty-nine days late 1.1% (December 2025); 11 Washington counties sit in the CFPB sample; highest Washington county readings: Yakima 1.1%, Skagit 1.1%, Pierce 0.9%, Whatcom 0.8%, Benton 0.7%.

Washington county unemployment averages 4.7% across 39 counties; Washington permitted 38,911 housing units in twelve months (20,319 multifamily); 241,800 of 3,306,620 Washington housing units are vacant; 1,090,864 Washington renter households, 43.2% spending 30%+ of income on rent.

Washington ZIP price-cycle phases: 2,128 peak, 552 contraction, 243 neutral, 77 recovery, 18 expansion.