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Stevens County, WA: Foreclosures, Tax Liens & Distressed Properties

Stevens County, WA, Washington: 21 ZIP codes scored, Stevens County, WA averaging 22/100 (low, Stevens, WA), from 16 to 31. Stevens County, WA is in its contraction phase (Stevens, WA confidence 17/100): Stevens, WA home prices down 0.5% (Stevens, WA) over twelve months. Stevens County, WA lender headwind: 60/100.

Highest-scoring Stevens County, WA ZIPs: 99026 (31/100), 99006 (28/100), 99013 (22/100), 99034 (22/100), 99040 (22/100), 99101 (22/100). Also scored in Stevens County, WA: 99109, 99110, 99114, 99126, 99129, 99131, 99137, 99141, 99148, 99151.

Across Stevens County, WA's scored ZIPs: median home value $318,015, household income $67,807, 17.0% vacancy, 18.3% poverty, 76% owner-occupied, median age 47.8.

Stevens County, WA insurance distress 35/100 (#1,502 in the US); FEMA hazard 68/100 for Stevens, WA; 4 federal disaster declarations in Stevens County, WA since 2023; Stevens, WA construction distress 60/100.

3 banks with 4 branches lend in Stevens County, WA; Stevens, WA weighted bank stress 66/100, highest 67/100 in Stevens, WA.

Stevens County, WA unemployment 4.9% (Stevens, WA -2.4 pts, six months); 189 new housing units permitted in Stevens County, WA over twelve months, Stevens, WA down 12% from 214; Stevens, WA home prices +9.6% a year (Stevens, WA) over three years.

22,782 housing units in Stevens County, WA; 3,948 Stevens, WA renter households; 38% of Stevens, WA renters spend 30%+ of income on rent, 13% (Stevens, WA) half or more.

Stevens County, WA ranks #1,624 nationally on the opportunity index (Stevens, WA, among all ranked counties); Stevens, WA scores 29.0/100 and Stevens, WA sits #19 inside Washington. Stevens, WA is in the early_signal opportunity phase; Stevens, WA's primary driver is vacancy, Stevens, WA second driver construction; Stevens, WA moved down 240 places. 12 short-sale listings across Stevens, WA; 68 days on market observed in Stevens, WA; 14.3% vacancy over 21 Stevens, WA ZIPs.

No CFPB county sample covers Stevens County, WA. The metro area reading for Stevens, WA (Spokane-Spokane Valley, WA): 0.7% ninety-plus days late; Stevens, WA's thirty-to-eighty-nine share is 1.3% (Stevens, WA, December 2025 data); Washington overall 0.6%.

Stevens County, WA has 1 watched bank; 1 Stevens, WA bank sits in an elevated band. Stevens, WA footprints: Wafd Bank (2 branches, stress 67) in Stevens, WA.

HUD lists 2 assisted multifamily properties in Stevens County, WA with 29 units; 27 Stevens, WA units are assisted.

3,408 of the 22,782 housing units in Stevens, WA sit vacant. Stevens County, WA permitted 0 multifamily units in twelve months; Stevens, WA's one-to-four unit structures added 189 units in Stevens County, WA.

Contraction
Market phase
-0.5%
Stevens, WA HPI YoY
-0.5%
Drawdown
17
Stevens confidence

Stevens County ZIPs ranked by distress

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