ZIP 99040 Property Distress & Foreclosure Data
Stevens County, Washington's ZIP 99040 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural exposure scores 41 and live distress 1 on the 0–100 scale.
The market reads peak — home values rose 2.8% year on year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 535 people live here, median age 51. Vacancy runs 9.3%. The typical home is worth about $182,100 (3.1× income, relatively affordable). 71% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. At $57,500, median income runs below typical U.S. levels. There are about 297 housing units across 99040. Rent burden reaches 11% of tenant households. The poverty rate is 24.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 27/100.
Net-net, 99040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 99040
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Stevens County
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