ZIP 99040 Foreclosure, Tax-Lien & Distress Report
Stevens County, Washington · High Poverty market
ZIP 99040's composite property-distress score is 22/100 - DLRadar classes that as low for Stevens County, Washington. Structural risk reads 47/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (47/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (4/100). Environmental exposure also runs high (FEMA disaster exposure (68/100)).
The contraction-phase market in 99040 posted values that fell 0.5% over the year, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
535 residents call 99040 home, typically aged 51. The vacancy rate is 9.3%. Home values center near $182,100, an affordability ratio of 3.1× — accessible. Owners hold 71% of homes, renters 29%. Educational attainment sits at 30% bachelor's-or-above. At $57,500, median income runs below typical U.S. levels. There are about 297 housing units across 99040. Around 11% of renters are cost-burdened. 24.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100.
Net-net, 99040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 99040 is not published yet -- the ZIP-level readings above remain fully sourced.
The 99040 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 99040 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. Every figure is auditable to a public dataset and refreshed as records update; 99040 shows blanks, not estimates, wherever the record is sparse.
The 22/100 figure for 99040 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 99040 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 99040 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
99040 at a glance
Current distress, phase, housing and lender-pressure figures for 99040, drawn from the same report attached to each property.
Nearby ZIPs in Stevens County
Nearest ZIP codes to 99040
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 99040
Further distress data across Stevens County, Washington at ZIP, county and state level.
Open the complete 99040 acquisition file
See who owns each distressed property in 99040, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology