ZIP 99114 Foreclosure, Tax-Lien & Distress Report

In Stevens County, Washington, ZIP 99114 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 50/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). What sets it apart are the readings on construction/permit lag (68/100), structural risk (50/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (4/100) stay muted.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 9% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

12,939 residents call 99114 home, typically aged 46. The tenure split is 71% owner-occupied to 29% rented. 13.0% of residents fall below the poverty threshold. About 24% have a four-year degree. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. There are about 6,229 housing units across 99114. The typical home is worth about $301,600 (4.3× income). On demographic stress specifically, 99114 scores 34/100. Households earn a median $61,891 — below the roughly $78,000 national figure. Around 38% of renters are cost-burdened.

On the whole, 99114 leans distressed, with opportunity clustered in specific stressed parcels. 99114 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 99114 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 99114 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. Sparse data for 99114 shows as blanks, never estimates, and the score updates on every fresh public filing.

99114's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 99114 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.