ZIP 99157 Property Distress & Foreclosure Data

Composite property distress in 99157 (Stevens County, Washington) lands at 18/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 41/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.8% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 403 housing units. The vacancy rate is 21.4% — elevated. The demographic-stress sub-score lands at 29/100. Around 22% of adults hold a bachelor's degree or higher. The poverty rate is 8.0%. 71% of housing is owner-occupied. Around 14% of renters are cost-burdened. About 719 people live here, median age 47. At $44,969, median income runs below typical U.S. levels. The typical home is worth about $232,600 (4.2× income).

Net-net, 99157 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
41/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 99157

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Stevens County

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