ZIP 99181 Property Distress & Foreclosure Data

ZIP code 99181 in Stevens County, Washington carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 41/100 against active distress of 1/100.

The market reads peak — home values rose 2.8% year on year, and 39% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,004 people live here, median age 54. The typical home is worth about $267,600 (4.3× income). 84% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. There are about 1,154 housing units across 99181. At $59,167, median income runs below typical U.S. levels. The poverty rate is 17.8% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 37/100. Rent burden reaches 60% of tenant households.

Net-net, 99181 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.