ZIP 99148 Foreclosure, Tax-Lien & Distress Report
Stevens County, Washington · High Vacancy market
ZIP code 99148 in Stevens County, Washington carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (62/100), structural risk (47/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (4/100) stay muted. Structurally it carries 47/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100).
The market reads contraction — home values fell 0.5% year on year, and 10% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.
At $74,732, median income runs near typical U.S. levels. 5.8% of residents fall below the poverty threshold. On demographic stress specifically, 99148 scores 33/100. Educational attainment sits at 30% bachelor's-or-above. Vacancy runs 49.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,130 housing units. Rent burden reaches 11% of tenant households. The typical home is worth about $429,900 (5.6× income). 2,381 residents call 99148 home, typically aged 54. The tenure split is 92% owner-occupied to 8% rented.
Net-net, 99148 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99148 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 99148 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 99148 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. 99148 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
99148's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 99148 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 99148
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
99148 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 99148, the same set carried on every parcel.
Other Stevens County ZIP codes
Nearest ZIP codes to 99148
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Washington distress
Other reports tied to Stevens County, Washington — ZIP, county and statewide.
Get the full acquisition report for 99148
Get every distressed property in 99148 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology