ZIP 99101 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 99101 in Stevens County, Washington comes in at 23, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Property-level stress concentrates in construction/permit lag (68/100), structural risk (50/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (4/100) stay muted. Structural risk reads 50/100 against active distress of 1/100.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 46% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

1,544 residents call 99101 home, typically aged 48. Median household income is $72,500, near the U.S. median near $78,000. The typical home is worth about $434,800 (4.8× income). The demographic-stress sub-score lands at 34/100. Owners hold 91% of homes, renters 10%. Around 35% of renters are cost-burdened. The vacancy rate is 21.6% — elevated. The poverty rate is 15.2%. The ZIP holds roughly 731 housing units. Around 23% of adults hold a bachelor's degree or higher.

Taken together, 99101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 99101's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 99101, the field stays empty rather than modeled, and fills in as new documents post.

Behind 99101's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 99101 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.