ZIP 99101 Property Distress & Foreclosure Data

DLRadar grades ZIP 99101 (Stevens County, Washington) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 41/100 against active distress of 1/100.

The peak-phase market in 99101 posted values that rose 2.8% over the year, and 46% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,544 with a median age of 48. Median household income is $72,500, near the U.S. median near $78,000. Home values center near $434,800, an affordability ratio of 4.8×. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 91% of homes, renters 10%. Rent burden reaches 35% of tenant households. Vacancy runs 21.6%, above the national norm and a classic distress-and-opportunity signal. 15.2% of residents fall below the poverty threshold. There are about 731 housing units across 99101. Educational attainment sits at 23% bachelor's-or-above.

On the whole, 99101 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.