ZIP 99131 Foreclosure, Tax-Lien & Distress Report
Stevens County, Washington · High Vacancy market
ZIP code 99131 in Stevens County, Washington carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (68/100). Structural exposure scores 47 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (47/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (4/100) stay muted.
Prices here sit in a contraction phase: values fell 0.5% over the trailing year (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Households earn a median $36,055 — below the roughly $78,000 national figure. 19.7% of residents fall below the poverty threshold. Around 6% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 29.7% — elevated. About 137 people live here, median age 70. Home values center near $245,800, an affordability ratio of 7.1× — stretched. The tenure split is 64% owner-occupied to 36% rented. Around 0% of renters are cost-burdened. The ZIP holds roughly 115 housing units.
Net-net, 99131 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 99131 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 99131 stays directly comparable to neighboring ZIPs and the rest of Stevens County, Washington. 99131 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
99131's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 99131 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 99131’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 99131 Stress Report snapshot
The live 99131 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Stevens County ZIPs near 99131
Nearest ZIP codes to 99131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Washington distress
Additional distress intelligence spanning Stevens County, Washington by ZIP, county and state.
The complete 99131 distress and acquisition report
Pull every distressed parcel in 99131 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology