ZIP 99131 Property Distress & Foreclosure Data

ZIP code 99131 in Stevens County, Washington carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 41/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (92/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 99131 posted values that rose 2.8% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $36,055, below the U.S. median near $78,000. 19.7% of residents fall below the poverty threshold. Educational attainment sits at 6% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 29.7% — elevated. Population is roughly 137 with a median age of 70. Home values center near $245,800, an affordability ratio of 7.1× — stretched. Owners hold 64% of homes, renters 36%. Around 0% of renters are cost-burdened. The ZIP holds roughly 115 housing units.

On the whole, 99131 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.