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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 99013 Foreclosure, Tax-Lien & Distress Report

Stevens County, Washington · Cooling Market market

DLRadar grades ZIP 99013 (Stevens County, Washington) at a low 24/100 for overall property distress. Structurally it carries 52/100, against 2/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (65/100), climate & FEMA risk (63/100)). Its heaviest discrete signals: construction/permit lag (63/100), structural risk (52/100), institutional ownership (41/100). By contrast, mortgage stress (6/100) register low.

The contraction-phase market in 99013 posted values that held roughly flat over the year, at 15/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

63% of housing is owner-occupied. The typical home is worth about $214,000 (5.1× income). Vacancy runs 7.9%. Around 3% of adults hold a bachelor's degree or higher. The ZIP holds roughly 554 housing units. Households earn a median $45,395 — below the roughly $78,000 national figure. Around 63% of renters are cost-burdened. On demographic stress specifically, 99013 scores 44/100. 1,694 residents call 99013 home, typically aged 35. 16.4% of residents fall below the poverty threshold.

Net-net, 99013 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 99013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 99013's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 99013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 99013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 99013 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
52/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 99013

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk63
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 99013 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 99013, the same set carried on every parcel.

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Unlock the full ZIP 99013 acquisition report

The full 99013 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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