ZIP 99001 Foreclosure, Tax-Lien & Distress Report

ZIP 99001's composite property-distress score is 36/100 - DLRadar classes that as moderate for Spokane County, Washington. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). On the structural side it scores 79/100, with 6/100 of stress already active. Leading the profile are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 7% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

Households earn a median $60,182 — below the roughly $78,000 national figure. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 99001 scores 43/100. The ZIP holds roughly 3,010 housing units. Owners hold 38% of homes, renters 62%. Home values center near $346,200, an affordability ratio of 4.7×. About 18% have a four-year degree. Vacancy runs 6.5%. Around 49% of renters are cost-burdened. 8,931 residents call 99001 home, typically aged 32.

Net-net, 99001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99001 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 99001's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 99001 shows blanks, not estimates, wherever the record is sparse.

99001's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 99001 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.