ZIP 99001 Property Distress & Foreclosure Data

In Spokane County, Washington, ZIP 99001 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). On the structural side it scores 74/100, with 6/100 of stress already active. Its standout signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $60,182, median income runs below typical U.S. levels. The poverty rate is 26.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 43/100. The ZIP holds roughly 3,010 housing units. 38% of housing is owner-occupied. The typical home is worth about $346,200 (4.7× income). Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 6.5%. Around 49% of renters are cost-burdened. About 8,931 people live here, median age 32.

Net-net, 99001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 99001

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Spokane County

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Deterministic. Every signal traces to a public dataset · methodology