ZIP 99201 Foreclosure, Tax-Lien & Distress Report
Spokane County, Washington · High Poverty market
ZIP 99201's composite property-distress score is 36/100 - DLRadar classes that as moderate for Spokane County, Washington. Leading the profile are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted. Structurally it carries 79/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).
The market reads contraction — home values fell 0.5% year on year, and 12% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.
Households earn a median $35,286 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 51/100. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 49% of tenant households. The poverty rate is 32.9% — high, a tax-stress and distress correlate. Around 34% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,164 housing units. 14,432 residents call 99201 home, typically aged 41. Home values center near $312,600, an affordability ratio of 7.4× — stretched. Owners hold 30% of homes, renters 70%.
On the whole, 99201 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 99201 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 99201 stays directly comparable to neighboring ZIPs and the rest of Spokane County, Washington. Sparse data for 99201 shows as blanks, never estimates, and the score updates on every fresh public filing.
99201's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 99201 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 99201
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
99201 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 99201, the same set carried on every parcel.
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Get the full acquisition report for 99201
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Built from public records, scored the same way everywhere · methodology