ZIP 99201 Property Distress & Foreclosure Data

Composite property distress in 99201 (Spokane County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 74/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $35,286 — below the roughly $78,000 national figure. On demographic stress specifically, 99201 scores 51/100. The vacancy rate is 11.9% — elevated. Around 49% of renters are cost-burdened. Roughly 32.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 34% have a four-year degree. The ZIP holds roughly 9,164 housing units. 14,432 residents call 99201 home, typically aged 41. A median home runs $312,600 here, or 7.4 times local income. The tenure split is 30% owner-occupied to 70% rented.

Taken together, 99201 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.