ZIP 99003 Property Distress & Foreclosure Data

Composite property distress in 99003 (Spokane County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 1% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $428,200 here, or 5.7 times local income. Roughly 9.5% live below the poverty line. The ZIP holds roughly 2,319 housing units. About 20% have a four-year degree. Around 18% of renters are cost-burdened. The vacancy rate is 15.3% — elevated. On demographic stress specifically, 99003 scores 34/100. 4,634 residents call 99003 home, typically aged 50. Households earn a median $71,624 — near the roughly $78,000 national figure. The tenure split is 85% owner-occupied to 15% rented.

Taken together, 99003 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.