ZIP 99218 Property Distress & Foreclosure Data

In Spokane County, Washington, ZIP 99218 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). On the structural side it scores 74/100, with 6/100 of stress already active.

The peak-phase market in 99218 posted values that rose 2.8% over the year, and 10% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 54% of homes, renters 46%. 12.7% of residents fall below the poverty threshold. Around 51% of renters are cost-burdened. Home values center near $445,300, an affordability ratio of 5.5×. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 6,622 housing units. The vacancy rate is 4.2%. Median household income is $73,723, near the U.S. median near $78,000. Population is roughly 16,920 with a median age of 37.

On balance 99218 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.