ZIP 99019 Foreclosure, Tax-Lien & Distress Report

In Spokane County, Washington, ZIP 99019 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). What sets it apart are the readings on structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 79/100 against active distress of 6/100.

The contraction-phase market in 99019 posted values that fell 0.5% over the year, and 3% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

The tenure split is 69% owner-occupied to 31% rented. There are about 5,438 housing units across 99019. The poverty rate is 3.7% — low. Rent burden reaches 40% of tenant households. About 12,092 people live here, median age 40. About 48% have a four-year degree. The vacancy rate is 11.0%. On demographic stress specifically, 99019 scores 33/100. The typical home is worth about $617,800 (5.2× income). At $106,780, median income runs above typical U.S. levels.

Net-net, 99019 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 99019 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 99019 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Spokane County, Washington and the nation. Sparse data for 99019 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 figure for 99019 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 99019 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.