ZIP 99004 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99004 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 74 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 22,448 people live here, median age 29. 56% of housing is owner-occupied. Around 36% of adults hold a bachelor's degree or higher. Vacancy runs 6.2%. The typical home is worth about $420,500 (5.9× income). The poverty rate is 21.6% — high, a tax-stress and distress correlate. At $62,014, median income runs below typical U.S. levels. Rent burden reaches 52% of tenant households. There are about 9,149 housing units across 99004. The demographic-stress sub-score lands at 42/100.

Net-net, 99004 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.