ZIP 99022 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 99022 (Spokane County, Washington) returns a moderate composite of 36/100. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted. The split runs 79/100 structural to 6/100 active on the ground.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 10% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Vacancy runs 2.8%. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 9,398 with a median age of 41. The demographic-stress sub-score lands at 25/100. The tenure split is 81% owner-occupied to 20% rented. Around 14% of renters are cost-burdened. The typical home is worth about $389,700 (3.8× income, relatively affordable). There are about 3,811 housing units across 99022. At $90,814, median income runs above typical U.S. levels. About 31% have a four-year degree.

On the whole, 99022 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 99022 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 99022 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 99022 stays directly comparable to neighboring ZIPs and the rest of Spokane County, Washington. 99022 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 99022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. In workflow terms, 99022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.