ZIP 99022 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99022 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 74 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 10% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 2.8%. The poverty rate is 7.0% — low. About 9,398 people live here, median age 41. The demographic-stress sub-score lands at 25/100. 81% of housing is owner-occupied. Rent burden reaches 14% of tenant households. The typical home is worth about $389,700 (3.8× income, relatively affordable). There are about 3,811 housing units across 99022. At $90,814, median income runs above typical U.S. levels. Around 31% of adults hold a bachelor's degree or higher.

Net-net, 99022 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 99022

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Spokane County

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