ZIP 99031 Property Distress & Foreclosure Data

Spokane County, Washington's ZIP 99031 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 74/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 68% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,434 people live here, median age 49. The demographic-stress sub-score lands at 29/100. 89% of housing is owner-occupied. Rent burden reaches 37% of tenant households. There are about 450 housing units across 99031. The poverty rate is 15.6%. Vacancy runs 2.0%. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $423,500 (3.5× income, relatively affordable). At $95,089, median income runs above typical U.S. levels.

Net-net, 99031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 99031

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Spokane County

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