ZIP 99031 Foreclosure, Tax-Lien & Distress Report
Spokane County, Washington · Cooling Market market
ZIP 99031's composite property-distress score is 34/100 - DLRadar classes that as moderate for Spokane County, Washington. Structural risk reads 75/100 against active distress of 6/100. Its standout signals are structural risk (75/100), institutional ownership (69/100), construction/permit lag (48/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (83/100)).
Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 68% higher over three years, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
1,434 residents call 99031 home, typically aged 49. On demographic stress specifically, 99031 scores 29/100. Owners hold 89% of homes, renters 11%. Rent burden reaches 37% of tenant households. The ZIP holds roughly 450 housing units. The poverty rate is 15.6%. Vacancy runs 2.0%. Around 24% of adults hold a bachelor's degree or higher. A median home runs $423,500 here, or 3.5 times local income. At $95,089, median income runs above typical U.S. levels.
On the whole, 99031 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 99031 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 99031, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
99031's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 99031 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 99031
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 99031 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 99031, drawn from the same report attached to each property.
Nearby ZIPs in Spokane County
Nearest ZIP codes to 99031
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Spokane County, Washington
More ZIP, county and state distress intelligence connected to Spokane County, Washington.
Unlock parcel-level detail for ZIP 99031
Get every distressed property in 99031 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology