ZIP 99031 Foreclosure, Tax-Lien & Distress Report

ZIP 99031's composite property-distress score is 36/100 - DLRadar classes that as moderate for Spokane County, Washington. Structural risk reads 79/100 against active distress of 6/100. Its standout signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)).

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 68% higher over three years, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

1,434 residents call 99031 home, typically aged 49. On demographic stress specifically, 99031 scores 29/100. Owners hold 89% of homes, renters 11%. Rent burden reaches 37% of tenant households. The ZIP holds roughly 450 housing units. The poverty rate is 15.6%. Vacancy runs 2.0%. Around 24% of adults hold a bachelor's degree or higher. A median home runs $423,500 here, or 3.5 times local income. At $95,089, median income runs above typical U.S. levels.

On the whole, 99031 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 99031 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 99031, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

99031's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 99031 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.