ZIP 99223 Property Distress & Foreclosure Data

DLRadar grades ZIP 99223 (Spokane County, Washington) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 74/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 5% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $91,377, median income runs above typical U.S. levels. The ZIP holds roughly 15,287 housing units. The poverty rate is 6.7% — low. 67% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. The typical home is worth about $490,500 (5.0× income). The demographic-stress sub-score lands at 31/100. About 35,848 people live here, median age 41. Around 38% of renters are cost-burdened. The vacancy rate is 3.0%.

Net-net, 99223 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 99223

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Spokane County

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Deterministic. Every signal traces to a public dataset · methodology