ZIP 99202 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 99202 in Spokane County, Washington comes in at 36, a moderate composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 79/100 against active distress of 6/100.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 2% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

There are about 8,375 housing units across 99202. The vacancy rate is 6.8%. The typical home is worth about $304,600 (4.4× income). Owners hold 48% of homes, renters 52%. Median household income is $61,323, below the U.S. median near $78,000. Educational attainment sits at 33% bachelor's-or-above. 25.0% of residents fall below the poverty threshold. Rent burden reaches 47% of tenant households. 19,956 residents call 99202 home, typically aged 33. DLRadar's demographic-stress index for the area reads 38/100.

On the whole, 99202 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 99202 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 99202 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99202 can be compared directly against any other ZIP in Spokane County, Washington or nationwide. Where the public record is thin for 99202, the field stays empty rather than modeled, and fills in as new documents post.

The 36/100 figure for 99202 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 99202 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.