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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 99203 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · Cooling Market market

Scored purely from public records, 99203 (Spokane County, Washington) returns a moderate composite of 36/100. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). Structurally it carries 79/100, against 6/100 of stress already in motion. Its heaviest discrete signals: structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). mortgage stress (19/100) stay muted.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 4% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

At $95,532, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100. The vacancy rate is 4.3%. Rent burden reaches 38% of tenant households. The poverty rate is 5.8% — low. The ZIP holds roughly 9,676 housing units. Population is roughly 21,921 with a median age of 43. The typical home is worth about $483,300 (4.7× income). Educational attainment sits at 57% bachelor's-or-above. 76% of housing is owner-occupied.

On the whole, 99203 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 99203 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 99203 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. 99203 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 36/100 for 99203 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 99203 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

36/100
Composite stress
79/100
Structural risk
6/100
Distress activity

ZIP 99203 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
99203 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 99203 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Spokane County

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Every distressed parcel in 99203 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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