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ZIP 99203 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · Cooling Market market

Scored on a fixed 0-100 scale, 99203 (Spokane County, Washington) returns a moderate composite of 34/100. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (83/100). Structurally it carries 75/100, against 6/100 of stress already in motion. Its heaviest discrete signals: structural risk (75/100), institutional ownership (69/100), construction/permit lag (48/100). mortgage stress (19/100) stay muted.

Prices here sit in a contraction phase: values fell 0.5% over the trailing year, and 4% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

At $95,532, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100. The vacancy rate is 4.3%. Rent burden reaches 38% of tenant households. The poverty rate is 5.8% — low. The ZIP holds roughly 9,676 housing units. Population is roughly 21,921 with a median age of 43. The typical home is worth about $483,300 (4.7× income). Educational attainment sits at 57% bachelor's-or-above. 76% of housing is owner-occupied.

On the whole, 99203 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 99203 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 99203 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 99203 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 for 99203 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 99203 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

34/100
Composite stress
75/100
Structural risk
6/100
Distress activity

ZIP 99203 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
99203 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 99203 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Spokane County

Nearest ZIP codes to 99203

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 99203

Further distress data across Spokane County, Washington at ZIP, county and state level.

Unlock the full ZIP 99203 acquisition report

Every distressed parcel in 99203 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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