ZIP 99203 Property Distress & Foreclosure Data

ZIP code 99203 in Spokane County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (88/100)). On the structural side it scores 74/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 99203 posted values that rose 2.8% over the year, and 4% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $95,532, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 4.3%. Around 38% of renters are cost-burdened. 5.8% of residents fall below the poverty threshold. The ZIP holds roughly 9,676 housing units. Population is roughly 21,921 with a median age of 43. Home values center near $483,300, an affordability ratio of 4.7×. Educational attainment sits at 57% bachelor's-or-above. Owners hold 76% of homes, renters 24%.

On balance 99203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.