ZIP 99204 Property Distress & Foreclosure Data

In Spokane County, Washington, ZIP 99204 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). Its standout signals are structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Structural risk reads 74/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 0% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $397,700 here, or 7.1 times local income. There are about 4,377 housing units across 99204. The tenure split is 31% owner-occupied to 69% rented. On demographic stress specifically, 99204 scores 45/100. 7,519 residents call 99204 home, typically aged 33. Vacancy runs 7.8%. Households earn a median $50,266 — below the roughly $78,000 national figure. About 38% have a four-year degree. Rent burden reaches 38% of tenant households. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 99204 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.