ZIP 99205 Property Distress & Foreclosure Data

DLRadar grades ZIP 99205 (Spokane County, Washington) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (74/100), construction/permit lag (70/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $327,400 (4.0× income, relatively affordable). The vacancy rate is 5.6%. At $72,547, median income runs near typical U.S. levels. About 43,340 people live here, median age 37. The demographic-stress sub-score lands at 31/100. Around 26% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. 72% of housing is owner-occupied. The poverty rate is 9.9%. The ZIP holds roughly 18,620 housing units.

Net-net, 99205 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.