ZIP 99205 Foreclosure, Tax-Lien & Distress Report
Spokane County, Washington · Cooling Market market
DLRadar grades ZIP 99205 (Spokane County, Washington) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100). Structurally it carries 79/100, against 6/100 of stress already in motion. Its standout signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (19/100).
The contraction-phase market in 99205 posted values that fell 0.5% over the year, and 6% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.
The typical home is worth about $327,400 (4.0× income, relatively affordable). Vacancy runs 5.6%. Median household income is $72,547, near the U.S. median near $78,000. About 43,340 people live here, median age 37. The demographic-stress sub-score lands at 31/100. Educational attainment sits at 26% bachelor's-or-above. Rent burden reaches 39% of tenant households. The tenure split is 72% owner-occupied to 28% rented. 9.9% of residents fall below the poverty threshold. The ZIP holds roughly 18,620 housing units.
Net-net, 99205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 99205 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Spokane County, Washington and the nation. Where the public record is thin for 99205, the field stays empty rather than modeled, and fills in as new documents post.
The 36/100 for 99205 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 99205 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 99205
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 99205 by the numbers
The live 99205 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Deterministic. Every signal traces to a public dataset · methodology