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ZIP 99018 Foreclosure, Tax-Lien & Distress Report

Spokane County, Washington · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 99018 in Spokane County, Washington comes in at 36, a moderate composite-distress reading. The pressure is most legible in structural risk (79/100), institutional ownership (71/100), construction/permit lag (62/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 79/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (90/100), flood (NFIP) exposure (88/100).

Prices here sit in a contraction phase: values fell 0.5% over the trailing year (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

DLRadar's demographic-stress index for the area reads 44/100. Around 16% of adults hold a bachelor's degree or higher. Median household income is $51,000, below the U.S. median near $78,000. 308 residents call 99018 home, typically aged 48. 26.0% of residents fall below the poverty threshold. The typical home is worth about $210,700 (6.1× income). Around 58% of renters are cost-burdened. There are about 122 housing units across 99018. 73% of housing is owner-occupied. Vacancy runs 5.7%.

Taken together, 99018 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 99018 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 99018 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Spokane County, Washington and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 99018 shows blanks, not estimates, wherever the record is sparse.

The 36/100 figure for 99018 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 99018 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

36/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 99018

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk90
99018 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 99018 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 99018, the same set carried on every parcel.

Loading ZIP 99018 stress data…

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Each signal above is traceable to an open dataset · methodology

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