ZIP 99158 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 99158 in Whitman County, Washington comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100). Its standout signals are structural risk (49/100), institutional ownership (46/100), construction/permit lag (41/100). mortgage stress (21/100) stay muted. Latent structural risk is 49/100 while live distress already moving reads 6/100.

The peak-phase market in 99158 posted values that held roughly flat over the year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $301,800, an affordability ratio of 3.2× — accessible. Roughly 7.5% live below the poverty line. Population is roughly 601 with a median age of 44. Owners hold 82% of homes, renters 18%. DLRadar's demographic-stress index for the area reads 24/100. Households earn a median $75,625 — near the roughly $78,000 national figure. The vacancy rate is 11.7% — elevated. Around 11% of renters are cost-burdened. The ZIP holds roughly 235 housing units. Educational attainment sits at 29% bachelor's-or-above.

On balance 99158 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 99158 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 99158 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 99158 reflects the current record instead of a stale or modeled snapshot.

Each component behind 99158 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 99158 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.