ZIP 99161 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 99161 (Whitman County, Washington) returns a low composite of 22/100. Environmental exposure also runs high (flood (NFIP) exposure (80/100)). Its standout signals are structural risk (51/100), institutional ownership (47/100), construction/permit lag (44/100). mortgage stress (21/100) stay muted. On the structural side it scores 51/100, with 6/100 of stress already active.

The peak-phase market in 99161 posted values that held roughly flat over the year, and 0% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,478 residents call 99161 home, typically aged 46. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 9.2%. There are about 644 housing units across 99161. The tenure split is 83% owner-occupied to 17% rented. Median household income is $90,750, above the U.S. median near $78,000. A median home runs $302,600 here, or 3.1 times local income. Rent burden reaches 31% of tenant households. Around 48% of adults hold a bachelor's degree or higher. The poverty rate is 2.5% — low.

Net-net, 99161 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 99161 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 99161 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 99161 stays directly comparable to neighboring ZIPs and the rest of Whitman County, Washington. Where the public record is thin for 99161, the field stays empty rather than modeled, and fills in as new documents post.

Behind 99161's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 99161 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.