ZIP 83855 Property Distress & Foreclosure Data

DLRadar grades ZIP 83855 (Latah County, Idaho) at a low 20/100 for overall property distress. Property-level stress concentrates in institutional ownership (58/100), structural risk (45/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (12/100) stay muted. On the structural side it scores 45/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (79/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, 2.5% off the recent peak, and 0% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $77,813, median income runs near typical U.S. levels. The ZIP holds roughly 965 housing units. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Around 23% of adults hold a bachelor's degree or higher. 1,701 residents call 83855 home, typically aged 49. The poverty rate is 8.9%. The typical home is worth about $298,300 (3.8× income, relatively affordable). The vacancy rate is 15.7% — elevated. 86% of housing is owner-occupied.

Taken together, 83855 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.