Idaho Foreclosures, Tax Liens & Distressed Properties

DLRadar reads Idaho from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. The phase distribution across counties: 33 peak, 9 neutral, 2 contraction. Idaho breaks into 44 scored counties spanning 280 ZIPs, averaging 15/100. The typical Idaho county is peak (+1.6% average HPI).

The most stressed counties include Boise County, Butte County, Clark County, Lincoln County, Lemhi County — each with a full county distress report.

Top ZIP-level distress statewide: 83802 (27/100), 83808 (27/100), 83812 (27/100), 83837 (27/100), 83839 (27/100).

The Idaho breakdown, county by county:

DLRadar reads Ada County as neutral — prices up 3.8%, lender pressure 53/100. Adams County — peak, homes +1.5% YoY, bank stress 80/100. Bannock County reads peak — appreciation near 3.0%, a 55/100 lender reading. In Bear Lake County, peak: prices up 1.5%, a 86/100 lender reading. In Benewah County, peak: up 1.5% on the year, a 40/100 lender reading. Bingham County sits in peak, up 0.5% on the year, 2.0% off peak, a 42/100 lender reading. Blaine County: peak, up 0.5% on the year, 2.0% below peak, a 67/100 lender reading.

In Boise County, neutral: appreciation near 3.8%, a 100/100 lender reading. Bonner County is peak (up 0.5% on the year, down 2.0% from its high, bank stress 53/100). Bonneville County: neutral, homes +4.2% YoY, bank stress 34/100. Boundary County reads peak — prices up 1.5%, lender pressure 46/100. Butte County: neutral, homes +4.2% YoY, bank stress 100/100. Camas County — peak, homes +0.5% YoY, 2.0% off peak, bank stress 59/100. Canyon County is in its neutral phase, values rising 3.8%, bank stress 58/100.

Caribou County — peak, appreciation near 1.5%, bank stress 75/100. Cassia County — peak, appreciation near 0.5%, 2.0% off peak, headwind 61/100. Clark County sits in peak, prices up 1.5%, lender pressure 100/100. Clearwater County is peak (values rising 1.5%, a 42/100 lender reading). DLRadar reads Custer County as peak — homes +1.5% YoY, bank stress 83/100. DLRadar reads Elmore County as peak — up 0.5% on the year, 2.0% below peak, lender pressure 51/100. Franklin County is peak (appreciation near 1.1%, down 1.9% from its high, bank stress 49/100).

Fremont County — peak, up 0.5% on the year, 2.0% off peak, headwind 42/100. Gem County sits in neutral, up 3.8% on the year, bank stress 48/100. Gooding County is in its peak phase, homes +1.5% YoY, a 42/100 lender reading. In Idaho County, peak: up 1.5% on the year, headwind 52/100. DLRadar reads Jefferson County as neutral — values rising 4.2%. DLRadar reads Jerome County as contraction — prices down 1.4%, down 2.9% from its high, a 54/100 lender reading. Kootenai County is in its peak phase, prices up 2.9%, lender pressure 48/100.

DLRadar reads Latah County as peak — appreciation near 0.5%, 2.0% below peak, headwind 61/100. Lemhi County is peak (up 1.5% on the year, headwind 91/100). DLRadar reads Lewis County as peak — values rising 1.5%, bank stress 50/100. Lincoln County — peak, values rising 0.5%, down 2.0% from its high, headwind 100/100. Madison County is peak (appreciation near 0.5%, 2.0% off peak, headwind 38/100). DLRadar reads Minidoka County as peak — up 0.5% on the year, 2.0% off peak, a 72/100 lender reading. Nez Perce County reads neutral — values rising 4.6%, headwind 34/100.

Oneida County is peak (homes +0.5% YoY, 2.0% off peak, headwind 83/100). Owyhee County — neutral, up 3.8% on the year, headwind 59/100. Payette County — peak, appreciation near 0.5%, down 2.0% from its high, lender pressure 63/100. DLRadar reads Power County as peak — homes +1.5% YoY. Shoshone County — peak, appreciation near 1.5%, bank stress 53/100. DLRadar reads Teton County as peak — appreciation near 0.5%, 2.0% below peak, lender pressure 36/100. Twin Falls County reads contraction — down 1.4% on the year, down 2.9% from its high, lender pressure 60/100.

DLRadar reads Valley County as peak — homes +1.5% YoY, bank stress 63/100. Washington County is peak (up 1.5% on the year, headwind 68/100).

Idaho opportunity phases: 27 weak, 11 early_signal, 2 overheated, 2 peak_opportunity, 2 strong_buy; Idaho average index 27.1. Best-ranked Idaho counties: Adams #98 (37.2), vacancy; Benewah #120 (36.8), vacancy; Shoshone #230 (35.5), vacancy in Idaho; Clearwater #274 (35.0), vacancy; Idaho #560 (33.1), vacancy; Lemhi #642 (32.7), vacancy.

Idaho mortgages ninety-plus days late: 0.6%; Idaho thirty-to-eighty-nine days late 1.5% (December 2025); 4 Idaho counties sit in the CFPB sample; highest Idaho county readings: Canyon 1.0%, Bonneville 0.8%, Kootenai 0.8%, Ada 0.3%.

Idaho county unemployment averages 3.5% across 44 counties; Idaho permitted 18,471 housing units in twelve months (3,814 multifamily); 82,009 of 795,014 Idaho housing units are vacant; 191,681 Idaho renter households, 36.0% spending 30%+ of income on rent.

Idaho ZIP price-cycle phases: 380 peak, 83 neutral, 59 contraction, 1 recovery.