Clearwater County, ID: Foreclosures, Tax Liens & Distressed Properties
Clearwater County, ID, Idaho: 7 ZIP codes scored, Clearwater County, ID averaging 20/100 (low, Clearwater, ID), from 19 to 24. Clearwater County, ID is in its peak phase (Clearwater, ID confidence 31/100): Clearwater, ID home prices up 1.5% (Clearwater, ID) over twelve months. Clearwater County, ID lender headwind: 42/100.
Highest-scoring Clearwater County, ID ZIPs: 83537 (24/100), 83541 (24/100), 83520 (19/100), 83544 (19/100), 83546 (19/100), 83553 (19/100). Also scored in Clearwater County, ID: 83827.
Across Clearwater County, ID's scored ZIPs: median home value $263,883, household income $61,847, 27.1% vacancy, 16.6% poverty, 88% owner-occupied, median age 56.1.
Clearwater County, ID insurance distress 25/100 (#1,902 in the US); FEMA hazard 50/100 for Clearwater, ID; 6 federal disaster declarations in Clearwater County, ID since 2023; Clearwater, ID construction distress 76/100.
2 banks with 2 branches lend in Clearwater County, ID; Clearwater, ID weighted bank stress 63/100, highest 67/100 in Clearwater, ID.
Clearwater County, ID unemployment 5.6% (Clearwater, ID -2.2 pts, six months); 34 new housing units permitted in Clearwater County, ID over twelve months, Clearwater, ID down 26% from 46; Clearwater, ID home prices +10.8% a year (Clearwater, ID) over three years.
4,626 housing units in Clearwater County, ID; 654 Clearwater, ID renter households; 39% of Clearwater, ID renters spend 30%+ of income on rent, 18% (Clearwater, ID) half or more.
Clearwater County, ID ranks #246 nationally on the opportunity index (Clearwater, ID, among all ranked counties); Clearwater, ID scores 35.4/100 and Clearwater, ID sits #4 inside Idaho. Clearwater, ID is in the peak_opportunity opportunity phase; Clearwater, ID's primary driver is vacancy, Clearwater, ID second driver construction; Clearwater, ID moved down 9 places. 6 short-sale listings across Clearwater, ID; 46 days on market observed in Clearwater, ID; 18.8% vacancy over 7 Clearwater, ID ZIPs.
No CFPB county sample covers Clearwater County, ID. The non-metro area reading for Clearwater, ID: 0.6% ninety-plus days late; Clearwater, ID's thirty-to-eighty-nine share is 1.8% (Clearwater, ID, December 2025 data); Idaho overall 0.6%.
990 of the 4,626 housing units in Clearwater, ID sit vacant. Clearwater County, ID permitted 0 multifamily units in twelve months; Clearwater, ID's one-to-four unit structures added 34 units in Clearwater County, ID.