ZIP 83546 Foreclosure, Tax-Lien & Distress Report

Clearwater County, Idaho's ZIP 83546 registers 18/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (39/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (6/100). Structural risk reads 39/100 against active distress of 2/100.

The market reads peak — home values rose 1.5% year on year, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $182,400 here, or 3.4 times local income. Vacancy runs 35.1%, above the national norm and a classic distress-and-opportunity signal. 527 residents call 83546 home, typically aged 60. Owners hold 96% of homes, renters 4%. Educational attainment sits at 18% bachelor's-or-above. Households earn a median $52,656 — below the roughly $78,000 national figure. The poverty rate is 11.1%. The ZIP holds roughly 354 housing units. Around 38% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100.

Net-net, 83546 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 83546 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 83546 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 83546 stays directly comparable to neighboring ZIPs and the rest of Clearwater County, Idaho. Where the public record is thin for 83546, the field stays empty rather than modeled, and fills in as new documents post.

83546's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 83546 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.