ZIP 83544 Property Distress & Foreclosure Data

DLRadar grades ZIP 83544 (Clearwater County, Idaho) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (31/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (6/100) register low. Structural risk reads 31/100 against active distress of 2/100.

The market reads contraction — home values fell 1.2% year on year, 2.2% off the recent peak, and 13% higher over three years, at 51/100 phase confidence. A cooling market tends to open discount-to-value windows.

There are about 2,970 housing units across 83544. Home values center near $292,700, an affordability ratio of 4.0×. Owners hold 78% of homes, renters 22%. Educational attainment sits at 21% bachelor's-or-above. Median household income is $64,614, below the U.S. median near $78,000. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. 10.2% of residents fall below the poverty threshold. About 6,476 people live here, median age 48. DLRadar's demographic-stress index for the area reads 32/100.

Net-net, 83544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.