Kootenai County, ID: Foreclosures, Tax Liens & Distressed Properties
Kootenai County, ID, Idaho: 13 ZIP codes scored, Kootenai County, ID averaging 20/100 (low, Kootenai, ID), from 14 to 21. Kootenai County, ID is in its peak phase (Kootenai, ID confidence 36/100): Kootenai, ID home prices up 2.9% (Kootenai, ID) over twelve months. Kootenai County, ID lender headwind: 48/100.
Highest-scoring Kootenai County, ID ZIPs: 83801 (21/100), 83810 (21/100), 83814 (21/100), 83815 (21/100), 83833 (21/100), 83835 (21/100). Also scored in Kootenai County, ID: 83842, 83854, 83858, 83869, 83876, 83803, 83861.
Across Kootenai County, ID's scored ZIPs: median home value $540,877, household income $76,555, 20.4% vacancy, 9.5% poverty, 81% owner-occupied, median age 49.7.
Kootenai County, ID insurance distress 36/100 (#1,450 in the US); FEMA hazard 50/100 for Kootenai, ID; 6 federal disaster declarations in Kootenai County, ID since 2023; 1 Kootenai, ID NFIP flood claims; Kootenai, ID construction distress 32/100.
11 banks with 33 branches lend in Kootenai County, ID; Kootenai, ID weighted bank stress 62/100, highest 72/100 in Kootenai, ID.
Kootenai County, ID unemployment 3.8% (Kootenai, ID -1.8 pts, six months); 2,030 new housing units permitted in Kootenai County, ID over twelve months, Kootenai, ID up 18% from 1,723; Kootenai, ID home prices +7.8% a year (Kootenai, ID) over three years.
80,260 housing units in Kootenai County, ID; 19,203 Kootenai, ID renter households; 48% of Kootenai, ID renters spend 30%+ of income on rent, 19% (Kootenai, ID) half or more.
Kootenai County, ID ranks #1,405 nationally on the opportunity index (Kootenai, ID, among all ranked counties); Kootenai, ID scores 29.7/100 and Kootenai, ID sits #13 inside Idaho. Kootenai, ID is in the early_signal opportunity phase; Kootenai, ID's primary driver is bank institutional, Kootenai, ID second driver vacancy; Kootenai, ID moved up 195 places. 148 short-sale listings across Kootenai, ID; 37 days on market observed in Kootenai, ID; 9.6% vacancy over 13 Kootenai, ID ZIPs.
0.8% of Kootenai County, ID mortgages were ninety-plus days late in December 2025; Kootenai, ID's thirty-to-eighty-nine-day share was 1.0% (CFPB county sample). Kootenai, ID's ninety-day rate is up 0.2 points on twelve months earlier; the Kootenai, ID peak since 2008 was 3.9% in October 2009; Idaho overall reads 0.6%.
Kootenai County, ID has 3 watched banks; 3 Kootenai, ID banks sit in an elevated band. Kootenai, ID footprints: Bankcda (3 branches, stress 70) in Kootenai, ID; Idaho Trust Bank (1 branch, stress 72) in Kootenai, ID; Northwest Bank (1 branch, stress 40) in Kootenai, ID.
HUD lists 12 assisted multifamily properties in Kootenai County, ID with 547 units; 293 Kootenai, ID units are assisted, 1 Kootenai, ID properties under project-based Section 8.
9,088 of the 80,260 housing units in Kootenai, ID sit vacant. Kootenai County, ID permitted 598 multifamily units in twelve months; Kootenai, ID's one-to-four unit structures added 1,432 units in Kootenai County, ID.