ZIP 83801 Property Distress & Foreclosure Data

Composite property distress in 83801 (Kootenai County, Idaho) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The sharpest non-environmental signals are structural risk (42/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Structural risk reads 42/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, 2.5% off the recent peak, and 5% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,909 housing units across 83801. At $68,719, median income runs near typical U.S. levels. The typical home is worth about $612,500 (7.2× income, severely stretched). 82% of housing is owner-occupied. Vacancy runs 6.9%. The demographic-stress sub-score lands at 37/100. Rent burden reaches 12% of tenant households. Around 23% of adults hold a bachelor's degree or higher. 7,285 residents call 83801 home, typically aged 43. The poverty rate is 11.0%.

Overall, 83801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.