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ZIP 83801 Foreclosure, Tax-Lien & Distress Report

Kootenai County, Idaho · Distress market

ZIP 83801's composite property-distress score is 22/100 - DLRadar classes that as low for Kootenai County, Idaho. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on structural risk (45/100), construction/permit lag (37/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (9/100). The split runs 45/100 structural to 3/100 active on the ground.

The market reads peak — home values rose 1.9% year on year, and 5% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,909 housing units across 83801. Median household income is $68,719, near the U.S. median near $78,000. A median home runs $612,500 here, or 7.2 times local income. Owners hold 82% of homes, renters 18%. Vacancy runs 6.9%. On demographic stress specifically, 83801 scores 37/100. Rent burden reaches 12% of tenant households. About 23% have a four-year degree. Population is roughly 7,285 with a median age of 43. Roughly 11.0% live below the poverty line.

Overall, 83801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 83801 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 83801 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 83801 stays directly comparable to neighboring ZIPs and the rest of Kootenai County, Idaho. Every figure is auditable to a public dataset and refreshed on ingest; 83801 shows blanks, not estimates, wherever the record is sparse.

Behind 83801's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 83801 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
45/100
Structural risk
3/100
Distress activity

What is driving ZIP 83801’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk79
83801 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 83801 Stress Report snapshot

The live 83801 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Kootenai County ZIPs near 83801

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Every distressed parcel in 83801 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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