ZIP 83860 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 83860 in Bonner County, Idaho comes in at 18, a low composite-distress reading. What sets it apart are the readings on structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. The latent-versus-live split is 37/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (65/100).
Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.0% off the recent peak, and 2% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 25.9% — elevated. Around 24% of renters are cost-burdened. 8.3% of residents fall below the poverty threshold. About 7,953 people live here, median age 50. There are about 3,770 housing units across 83860. The typical home is worth about $597,500 (6.8× income). Educational attainment sits at 32% bachelor's-or-above. On demographic stress specifically, 83860 scores 37/100. Households earn a median $75,042 — near the roughly $78,000 national figure. Owners hold 86% of homes, renters 14%.
Taken together, 83860 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 83860 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 83860's 18/100 can be lined up against any neighbor in Bonner County, Idaho or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 83860 shows blanks, not estimates, wherever the record is sparse.
83860's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 83860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 83860 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 83860 distress snapshot
Current distress, phase, housing and lender-pressure figures for 83860, drawn from the same report attached to each property.
Neighbouring ZIPs in Bonner County
More distress data near 83860
Related ZIP, county and statewide reads linked to Bonner County, Idaho.
Get the full acquisition report for 83860
Every distressed parcel in 83860 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology