ZIP 83852 Foreclosure, Tax-Lien & Distress Report

Bonner County, Idaho's ZIP 83852 registers 18/100 composite distress, which DLRadar reads as low. The split runs 37/100 structural to 5/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (65/100). The sharpest non-environmental signals are structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low.

The peak-phase market in 83852 posted values that rose 0.5% over the year, 2.0% off the recent peak (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 51/100. A median home runs $420,000 here, or 8.0 times local income. The ZIP holds roughly 726 housing units. 1,438 residents call 83852 home, typically aged 40. Median household income is $47,361, below the U.S. median near $78,000. Owners hold 30% of homes, renters 70%. The poverty rate is 19.5% — high, a tax-stress and distress correlate. About 10% have a four-year degree. Around 32% of renters are cost-burdened.

On the whole, 83852 leans distressed, with opportunity clustered in specific stressed parcels. 83852 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 83852 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Bonner County, Idaho and the nation. The score is rebuilt from public data as it updates, so 83852 reflects the current record instead of a stale or modeled snapshot.

83852's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 83852 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.