ZIP 83809 Property Distress & Foreclosure Data

In Bonner County, Idaho, ZIP 83809 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 5/100. Its standout signals are structural risk (41/100), institutional ownership (35/100), construction/permit lag (18/100). On the quiet end sit construction/permit lag (18/100) and mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (77/100), FEMA disaster exposure (64/100)).

The peak-phase market in 83809 posted values that rose 2.0% over the year, 2.5% off the recent peak, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 246 housing units across 83809. The tenure split is 100% owner-occupied to 0% rented. Population is roughly 467 with a median age of 59. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $592,400 here. On demographic stress specifically, 83809 scores 21/100. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. About 6% have a four-year degree.

On the whole, 83809 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.