ZIP 83809 Foreclosure, Tax-Lien & Distress Report

In Bonner County, Idaho, ZIP 83809 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 37/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (37/100), institutional ownership (36/100), mortgage stress (17/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (65/100).

The peak-phase market in 83809 posted values that rose 0.5% over the year, 2.0% off the recent peak, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 246 housing units. 100% of housing is owner-occupied. Population is roughly 467 with a median age of 59. The vacancy rate is 14.5% — elevated. A median home runs $592,400 here. On demographic stress specifically, 83809 scores 21/100. The poverty rate is 3.0% — low. Educational attainment sits at 6% bachelor's-or-above.

Taken together, 83809 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 83809's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 83809, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 83809 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 83809 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.