ZIP 83813 Foreclosure, Tax-Lien & Distress Report
Bonner County, Idaho · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 83813 in Bonner County, Idaho comes in at 18, a low composite-distress reading. What sets it apart are the readings on structural risk (36/100), institutional ownership (33/100), mortgage stress (17/100). By contrast, institutional ownership (33/100) and mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (77/100)). Latent structural risk is 36/100 while live distress already moving reads 5/100.
The peak-phase market in 83813 posted values that rose 0.5% over the year, 2.0% off the recent peak, and 35% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 18% have a four-year degree. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 773 housing units. 1,282 residents call 83813 home, typically aged 48. The vacancy rate is 34.4% — elevated. A median home runs $788,600 here, or 7.2 times local income. At $78,015, median income runs near typical U.S. levels. On demographic stress specifically, 83813 scores 50/100.
On the whole, 83813 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 83813 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 83813 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 83813 can be compared directly against any other ZIP in Bonner County, Idaho or nationwide. Nothing here is interpolated — where a source is thin for 83813, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 for 83813 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 83813 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 83813’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 83813 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 83813, the same set carried on every parcel.
Other Bonner County ZIP codes
Nearest ZIP codes to 83813
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Bonner County, Idaho at ZIP, county and state level.
The complete 83813 distress and acquisition report
Pull every distressed parcel in 83813 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology